Home Loans Our Team Check Rates Apply Now Return to Application Loan Payment Calculator Refinance Calculator
Helping Make Home Ownership a Reality Helping Make Home Ownership a Reality We are here to help you realize the dream of owning your own home, whether you’re interested in purchasing or ready to refinance. Purchase Refinance Apply Now
A Home Loan and So Much More! When you come to your credit union to apply for a mortgage, you’re not a transaction—you’re a member, working with the people you know and trust! Through exceptional service with a personalized touch, we’re dedicated to serving your needs. Apply Now
The Annual Percentage Rate (APR) is the annual cost of a loan including fees. Programs, rates, terms and conditions are subject to change without notice. Rates may vary based on individual credit history. Please contact the credit union for current rate information.
Purchase Whether you’re a first-time homebuyer, looking for a larger home for your growing family or downsizing your residence, we’ll help you find the mortgage that is right for you. Apply Now
Refinance Already own your home? Let us help you (and your wallet) by refinancing. With competitive interest rates and dedicated mortgage experts to assist you, our refinancing options could be a great fit for your budget. Apply Now
Our Team Chris Magary Loan Origination Manager 937-912-7736 cmagary@mycumortgage.com NMLS ID# 9487 Beth Isherwood Loan Originator 937-912-7600 bisherwood@mycumortgage.com NMLS ID# 1139099 Brycen Cross Loan Originator 937-912-7734 bcross@mycumortgage.com NMLS ID# 588827 Jennifer Kettlewell Loan Originator 937-912-7565 jkettlewell@mycumortgage.com NMLS ID# 1594620 Oscar Gamero Loan Originator 937-912-7477 ogamero@mycumortgage.com NMLS ID# 2113503 Loan Payment Calculator This calculator will amortize your mortgage over the loan period based on your input.* To see a breakdown by payment, select the Show Schedule box below. Loan Information Loan Amount $ Interest Rate % Term in Years Show Schedule * Calculate your mortgage payment amortization. These calculations are only estimates and can only be used to evaluate the possible results of consolidating certain debts into an equity loan. Refinancing or taking out a home equity loan or line of credit may increase the total number of monthly payments and the total amount paid when comparing to your current situation. Please consult your tax advisor for information on the deductibility of interest for tax purposes. Refinance Calculator This calculator figures your monthly savings and also compares your principal balance in years with and without refinancing. Based on your total cost to refinance, a break even period is calculated in relation to your monthly savings. The time value of money and income tax deductions are not considered in this refinance calculation. Current Loan Information Loan Amount $ Loan Payment $ Interest Rate % Refinance Information New Loan Amount $ Term in Years New Interest Rate % Property Information Property Value $ Years Before Sale Loan Costs $ Loan Points Analyze the total cost and savings of your refinance transaction. Based on your current and calculated mortgage payments, this calculator estimates your monthly savings if you refinance your current loan. It also compares your principal balance in 5 years with and without refinancing. Based on your total cost to refinance (the loan points and loan costs you entered above), a break even period is calculated in relation to your monthly savings. The time value of money and income tax deductions are not considered in this refinance calculation.